I have two credit cards with my bank. One is $2,864.99 at 11.99 % APR and the other is $1,881.60 at 9.24% APR. (A total of $4,746.59) I have no late payments.
Do I opt out of any APR increases and freeze the accounts and pay them down? Or do I transfer the balances to a 5.99 % and 3.99, respectively, % APR intro
deals my bank is offering? How can I consolidate the two balances? Any suggestions would be appreciated. Thanks
